Texas Salary & Paycheck Calculator (2026)
Texas does not tax wages. The state constitution bars the legislature from taxing the net income of individuals, so there is no state income tax line on a Texas pay stub and no state return to file.
That does not mean a Texas paycheck is untaxed. Federal income tax, Social Security and Medicare still apply in full. On $60,000, a single filer pays $9,610.00 in federal taxes and keeps $50,390.00, or $1,938.08 every two weeks.
Estimated take-home pay · 2026 · Texas
$1,938.08per paycheck (every 2 weeks)
$50,390.00 a year · $4,199.17 a month on average, from $60,000.00 gross
- Take-home pay$50,390.00 · 84%
- Federal income tax$5,020.00 · 8.4%
- Social Security & Medicare$4,590.00 · 7.6%
| Item | Per year | Per paycheck |
|---|---|---|
| Gross pay | $60,000.00 | $2,307.69 |
| Federal income tax | −$5,020.00 | −$193.08 |
| Social Security | −$3,720.00 | −$143.08 |
| Medicare | −$870.00 | −$33.46 |
| Take-home pay | $50,390.00 | $1,938.08 |
Total estimated taxes: $9,610.00 a year. Per-paycheck figures are the yearly amount divided by 26 and can be a cent off from row to row.
- Effective tax rate
- 16.02%
- Federal tax bracket
- 12%
- Tax on your next $100
- $19.65
Total taxes as a share of gross pay.
The rate on your last dollar of taxable income, not on all of it.
All taxes combined on a $100 raise.
| Schedule | Gross | Taxes | Take-home |
|---|---|---|---|
| Annually | $60,000.00 | $9,610.00 | $50,390.00 |
| Monthly (12) | $5,000.00 | $800.83 | $4,199.17 |
| Twice a month (24) | $2,500.00 | $400.42 | $2,099.58 |
| Every 2 weeks (26) | $2,307.69 | $369.62 | $1,938.08 |
| Weekly (52) | $1,153.85 | $184.81 | $969.04 |
| Per hour worked | $28.85 | $4.62 | $24.23 |
Monthly is a 12-month average. Paid every two weeks, you get 26 smaller paychecks, with three in two months of the year. Per hour uses 40 hours × 52 weeks.
How this was calculated
1. Federal income tax
| Gross pay | $60,000.00 |
|---|---|
| Standard deduction (single) | −$16,100.00 |
| Taxable income | $43,900.00 |
| 10% bracket on $12,400.00 | $1,240.00 |
| 12% bracket on $31,500.00 | $3,780.00 |
| Federal income tax | $5,020.00 |
2. Social Security and Medicare
| Wages subject to Social Security and Medicare | $60,000.00 |
|---|---|
| Social Security, 6.2% on $60,000.00 (wage base $184,500) | $3,720.00 |
| Medicare, 1.45% on all wages | $870.00 |
3. Texas
Texas does not tax wages.
Assumptions and what is not covered
This is an estimate of your tax for the year, not of the exact amount your employer will withhold.
Assumptions
- All income is W-2 wages from one job, earned evenly through the year.
- You are a full-year resident of the selected state and work there.
- You take the standard deduction and claim no dependents or tax credits.
- You are under 65 and not blind (no additional standard deduction).
- Married filing jointly assumes your spouse has no income of their own.
- Figures are annual tax liability under the published rate schedules, spread evenly over your pay periods. Actual withholding on a paycheck follows your Form W-4 and can differ.
Not supported
- Self-employment income and self-employment tax
- Itemized deductions, dependents, the Child Tax Credit and the Earned Income Tax Credit
- The deductions for tips, overtime and seniors, and investment or retirement income
- Part-year residents, and people who live in one state and work in another
Rules used
- Federal: version US-2026.1, in effect January 1, 2026 to December 31, 2026, last verified October 10, 2026.
- Texas: version US-TX-2026.1, last verified October 10, 2026.
Texas take-home pay at five salaries
Each row is produced by the same calculator as above, using the 2026 rules: the standard deduction, no dependents and no pre-tax deductions.
| Salary | Federal income tax | Social Security & Medicare | Take-home / year | Take-home / month | Effective rate |
|---|---|---|---|---|---|
| $40,000 | $2,620.00 | $3,060.00 | $34,320.00 | $2,860.00 | 14.2% |
| $60,000 | $5,020.00 | $4,590.00 | $50,390.00 | $4,199.17 | 16% |
| $85,000 | $9,870.00 | $6,502.50 | $68,627.50 | $5,718.96 | 19.3% |
| $100,000 | $13,170.00 | $7,650.00 | $79,180.00 | $6,598.33 | 20.8% |
| $150,000 | $24,734.00 | $11,475.00 | $113,791.00 | $9,482.58 | 24.1% |
| Salary | Federal income tax | Social Security & Medicare | Take-home / year | Take-home / month | Effective rate |
|---|---|---|---|---|---|
| $40,000 | $780.00 | $3,060.00 | $36,160.00 | $3,013.33 | 9.6% |
| $60,000 | $2,840.00 | $4,590.00 | $52,570.00 | $4,380.83 | 12.4% |
| $85,000 | $5,840.00 | $6,502.50 | $72,657.50 | $6,054.79 | 14.5% |
| $100,000 | $7,640.00 | $7,650.00 | $84,710.00 | $7,059.17 | 15.3% |
| $150,000 | $15,340.00 | $11,475.00 | $123,185.00 | $10,265.42 | 17.9% |
Worked example: $85,000 in Texas
A single filer earning $85,000 a year keeps $68,627.50 after $16,372.50 of taxes. Here is every step.
1. Federal income tax
| Gross pay | $85,000.00 |
|---|---|
| Standard deduction (single) | −$16,100.00 |
| Taxable income | $68,900.00 |
| 10% bracket on $12,400.00 | $1,240.00 |
| 12% bracket on $38,000.00 | $4,560.00 |
| 22% bracket on $18,500.00 | $4,070.00 |
| Federal income tax | $9,870.00 |
2. Social Security and Medicare
| Wages subject to Social Security and Medicare | $85,000.00 |
|---|---|
| Social Security, 6.2% on $85,000.00 (wage base $184,500) | $5,270.00 |
| Medicare, 1.45% on all wages | $1,232.50 |
3. Texas
Texas does not tax wages.
Paid every two weeks, that is $2,639.52 a paycheck across 26 paychecks. Paid twice a month, it is $2,859.48 across 24. The yearly total is the same; only the size and number of paychecks change.
What comes out of a Texas paycheck
Three things: federal income tax, Social Security at 6.2% of wages up to $184,500, and Medicare at 1.45% of all wages. Texas has no state disability, paid leave or other payroll deduction that employees are required to pay.
Texas cities and counties do not levy wage or income taxes either, so where you live in the state makes no difference to your paycheck.
Comparing a Texas offer with another state
Because Texas has no income tax, the difference between a Texas offer and one from a state that taxes wages is the state tax you would pay there. Run the same salary through that state's calculator and compare the take-home figures directly; the federal lines will match.
Federal taxes on a Texas paycheck
Federal rules are the same in every state. For 2026 the standard deduction is $16,100 for single filers and $32,200 for married couples filing jointly. Social Security is 6.2% of wages up to $184,500, and Medicare is 1.45% of all wages. The US salary calculator page explains the federal brackets and the difference between marginal and effective rates.
Texas salary questions
Does Texas have a state income tax?
No. Texas does not tax wages or other personal income, and its constitution prohibits a tax on the net income of individuals.
How much is $85,000 after taxes in Texas?
About $68,627.50 a year for a single filer taking the standard deduction in 2026, or $5,718.96 a month. All of the $16,372.50 in tax is federal.
Do I still pay Social Security and Medicare in Texas?
Yes. They are federal payroll taxes and apply in every state.
Sources and verification
The Texas figures on this page come from the official sources below and were last checked on October 10, 2026. Rule versions: US-TX-2026.1 and US-2026.1.
- Texas Constitution, Article VIII, Section 24-a, Texas Legislative Council. Section 24-a prohibits the legislature from imposing a tax on the net income of individuals.
- Revenue Procedure 2025-32 (2026 inflation adjustments), Internal Revenue Service. 2026 tax rate tables for all filing statuses (section 4.01), standard deduction (4.14), health FSA limit (4.15).
- Topic no. 751, Social Security and Medicare withholding rates, Internal Revenue Service. 6.2% Social Security and 1.45% Medicare employee rates; $184,500 wage base for 2026 earnings.
- Questions and answers for the Additional Medicare Tax, Internal Revenue Service. 0.9% rate and the $200,000 / $250,000 / $125,000 thresholds by filing status.